Legal
Ontario - License #11000073 · Nova Scotia - Licence #2023-3000786 · Mortgage Outlet Inc #12628
Terms and conditions
What this website is, what it is not, and the terms on which our services are provided.
These terms apply to https://rateconnect.ca operated by Rate Connect, 85 Scarsdale Rd #107, Toronto, ON M3B 2R2.
Information only, not advice
The content on this website is general information about mortgage financing in Ontario. It is not personalised financial, legal or tax advice, and it does not create an agent-client relationship. Recommendations are only made after we review your specific circumstances.
Rates, products and availability
Mortgage rates, lender products and qualifying rules change frequently and without notice. Nothing on this site is an offer of credit or a guarantee of approval. Any rate discussed becomes meaningful only when a lender issues a written commitment.
Approvals are conditional
Pre-approvals and approvals depend on verification of income, credit, down payment and property, and on your circumstances remaining unchanged through to closing. Final terms are set by the lender.
Fees
On prime, A-lender mortgages the lender compensates the brokerage on funding and there is no fee to you. If a file requires a lender or arrangement that involves an agent fee, the amount is disclosed in writing before you commit to anything.
Your responsibilities
You agree that the information you provide is accurate and complete. Withholding or misstating information can void a lender commitment and, in some cases, constitutes fraud.
Third-party links
Links to lender or government websites are provided for convenience. We do not control that content and are not responsible for it.
Limitation of liability
To the extent permitted by law, we are not liable for losses arising from reliance on general information published on this website. Use of the site is at your own risk.
Governing law
These terms are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.
Draft terms prepared for a licensed Ontario mortgage agent practice. Have these reviewed by your compliance contact and add the FSRA brokerage licence number before launch.