London, ON
Ontario - License #11000073 · Nova Scotia - Licence #2023-3000786 · Mortgage Outlet Inc #12628
Mortgage agent in London, Ontario
London's price points make first-time ownership genuinely reachable, and the student rental market creates financing questions most branch advisors do not handle often.
Where we work in London
- Old North and Woodfield
- Byron and Riverbend
- Masonville and North London
- Wortley Village
- Hyde Park
- White Oaks and South London
What matters on London mortgage files
Insured financing is the norm
Most London purchases fall under the insured threshold, which means lower rates, a wider lender panel and 5%–10% down payment options.
Student rentals need the right lender
Per-room leases and licensed rental units are treated inconsistently across lenders. Placement matters more than the headline rate on these files.
Renewals worth shopping
Smaller balances still produce real savings over a five-year term, and switch costs are frequently covered by the incoming lender.
With lower balances, the difference between lenders often shows up in prepayment privileges and penalty calculations as much as in rate. We compare both, because breaking a mortgage early is what actually costs people money.
Services available in London
Other Ontario areas we serve
Toronto
Condo, freehold and multi-unit financing across the city, including buildings lenders treat as exceptions.
Ottawa
Purchases and renewals for public-service households, including pension and contract income files.
Mississauga
Move-up buyers and refinances across Port Credit, Erin Mills and Meadowvale.
Hamilton
Older housing stock, duplex conversions and first-time buyer files on the Mountain and in the lower city.
Credentials you can check
A-lender access
Banks, monolines and credit unions compared side by side.
Mortgage Agent Level 2
Licensed Mortgage Agent Level 2 serving Ontario borrowers.
Same-day callbacks
You speak with an agent, not a call queue.
CMP Top 75 Agent 2025
Recognized among Canada’s top mortgage professionals in 2025.
15+ years experience
Helping Ontario borrowers find the right mortgage for over 15 years.
- Do you work with London clients remotely?
- Yes. Applications, documents and signatures are handled by phone and secure upload, and your London lawyer closes the transaction.
- Can I finance a student rental property in London?
- Yes, with at least 20% down for a non-owner-occupied rental. Lender treatment of per-room leases varies, so we place the file accordingly.
Get a London mortgage comparison
Send the basics and we'll come back with real lender options, or call and get an answer on the first conversation.