Phil Cragg
Phil Cragg

Client Testimonials

What my clients are saying....

“Positive: Professionalism, Quality, Responsiveness, Value I could not recommend Phil and his team more. They are extremely responsive, knowledgable and honest. Phil was always available to walk me through the mortgage process and he was constantly able to get me the best rate possible rate. Save your self thousands by using a broker and have the piece of mind that they are fighting for you, I’m glad I found them!”

George K

“Positive: Professionalism, Quality, Responsiveness, Value Phil was a pleasure to work with, extremely quick to respond back. Best rates in the country and very professional. Can’t ask for better mortgage broker. Highly recommended!”

Jonathan B

“After a terrible experience with another brokerage, I contacted Phil Cragg at Mortgage Outlet in Ottawa by e-mail around 8:30 pm a few weeks ago. Less than 60 mins. later, I’m on the phone with Phil talking about my mortgage renewal and situation. Fast forward 24 hrs, Phil got me approved with a very competitive rate with an ‘A’ lender. Phil Cragg is exactly what everyone needs in a mortgage broker… No games, straightforward, honest, fast, friendly. Would work with Phil again anytime. Talk to you again in 5 years. Thanks for a painless and great experience. You literally saved us thousands! Check him out.”

Eric T

“Phil and his team did an outstanding job getting my mortgage renewal. I wholeheartedly recommed Mortgage Outlet Inc to anyone looking to purchase a property or to get themselves a better deal when it’s time for renewal.”

Manzar S

“Phil was quick and helpful with our mortgage. He made the process stress free and easy – especially for a first time home buyer. He found us rates that we couldn’t have found elsewhere. I highly recommend him to anyone looking for a stress free mortgage process. Thanks Phil!”

Katerina B

“Phil and his team are incredible. They work fast offering the best rates around! The mortgage securing process was quick and painless.Phil is extremely knowledgeable on the subject ready to answer any questions.”

Valentine S

“Worked with Phil on a mortgage for the purchase of my first home. Very smooth and easy process. Very pleased!”

Shawn H

“Working with Phil on my mortgage renewal was simple, concise, VERY transparent and stress free. The rates Phil provided were much lower than those from any other broker or bank. I felt very comfortable and confident that I was getting the best rate around! I have no second thoughts on working with Phil and his team in the future.”

Alex G

“Positive: Professionalism, Quality, Responsiveness, Value Working with Phil and his team was truly a pleasant experience. Being a first-time home buyer, there were a lot of things that I didn’t know about applying for a mortgage. Phil guided me through the whole process and got me an awesome rate. Would definitely recommend!”

Dylan C

“I can’t not say enough good things about this company and Phil Cragg. It was the easiest mortgage I have ever got. Best part, I didn’t even have to leave my house. Thank you again.”

Geoff G

“Phil got me the very best rate on my rental property – he made the process simple and walked me through it from start to finish.”

Jill F Ottawa

“Thanks for making our refinance so simple we now have our dream kitchen! I would highly recommend your team to any of my friends/family”

David M Ottawa

“Excellent service, great rates and attention to detail. You walked us through everything so there were no surprises at all. We’re grateful that we found your services! Highly recommended for sure.”

Karen and Jeff

“Phil and his team responded quickly to all of my questions and helped guide me through the mortgage process. I highly recommend him.”

William O

“We wanted to get a mortgage through our bank but came across your website on the internet. Are we ever glad we did. We saved literally tens of thousands of dollars and the whole experience was a breeze.”

Dan and Cindy

“Phil did a great job and took care of me very well. Even while never meeting in person due to COVID, he got us a great deal on our new mortgage. We went from a 3.24% to a 2.19% 5-yr fixed, with no extra rules. This is saving us a year off the mortgage since we’re paying the same amount now as we were before. Thanks so much!”

Robert B